Special Event Insurance

Innovative HCC Specialty products

It is a quick and easy process from start to finish.

  • Submit Applications
  • Obtain Quotes
  • Bind Coverage
  • Make Payments
  • Confirm Purchase
  • Relax!

Special Event Liability Insurance

  • Protection for third-party bodily injury or property
    damage during an event
  • Coverage on a short-term basis for event organizers / promoters or exhibitors
  • Coverage on an annual basis for event / meeting
    planners or exhibitors
  • Coverage for vendors / exhibitors associated with a
    specific tradeshow, convention, fair or festival for only
    $65 each
  • Standard limits of $1 million per occurrence / $2 million
  • Excess limits of up to $10 million
  • Optional coverages available for liquor liability, nonowned hired auto coverage, inland marine coverage and waivers of subrogation
  • Host liquor and blanket additional insured coverage
    included with each policy
  • Minimum premium: $109

Event Weather Insurance

  • Protection against adverse weather conditions that
    may reduce event attendance and revenue. Commonly
    purchased by fairs, festivals, sporting events and
    concerts / music festivals. The policy pays out a stated
    amount once a certain threshold is met.
  • Minimum premium: $150
  • Additional weather-related offerings include:
    • Golf tournament cancellation insurance – coverage
      for up to $25,000 for adverse weather conditions that
      cause the cancellation of a golf tournament within the
      12 hours leading up to the event
    • Minimum premium: $100
    • Big day umbrella insurance – wedding day rain
      insurance policy that pays an agreed-upon sum if it rains a predetermined amount on the client’s wedding day
    • Minimum premium: $100

Tenant User Liability Insurance Policies (TUL IP)

  • Available for venue owners to extend liability insurance
    to tenants or lessees when renting space for events
  • Customized branded site for master policy holder
    through which tenants / lessees can apply
  • Coverage protects venue by naming it as an additional insured on the policy, thereby avoiding claims that could
    be brought due to the negligence of tenants / lessees
  • Minimum premium: $50

Event Cancellation Insurance for the Tradeshow /
Convention Industry

  • Available to provide protection for revenue or expenses
    against cancellation, postponement, curtailment or
    abandonment of an event for reasons beyond the
    control of event organizer
  • Coverage only available online for the tradeshow /
    convention industries at this time
  • Minimum premium: $150

Prize Indemnity Insurance

  • Can be used as a promotional tool to drive event
    attendance and visibility
  • Designed to allow the event organizer to offer a large
    prize for a fraction of the prize value
  • Coverage available for sports-related contests, including golf hole-in-one and putting contests, hockey shots, basketball half-court shots and parlays and football tosses and field goal kicks
  • Minimum premium: $150

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